If you’re wondering whether your local bank is open today, you’re not alone. Every year, millions of Americans find themselves walking up to locked bank doors on Veterans Day, only to remember — it’s a federal holiday.
So, let’s break it down clearly. Here’s everything you need to know about bank hours, what’s open, and what you can still do online today.
Why Some Banks Are Closed Today
Veterans Day falls on Tuesday, November 11, 2025, and it’s one of 11 federal holidays recognized by the U.S. government. Because it honors the men and women who have served in the U.S. Armed Forces, most government offices — including the Federal Reserve — close for the day.
That means many banks, which follow the Federal Reserve’s holiday schedule, also close their branches.
🚫 Banks That Are Closed Today
Most major banks are taking the day off today, including:
- Bank of America
- Chase Bank
- Citibank
- Wells Fargo
- Capital One
- Truist Bank
- PNC Bank
- Regions Bank
- U.S. Bank
These banks typically close both their in-person branches and corporate offices on Veterans Day.
🟢 Banks That May Stay Open (Check Local Branches)
Some smaller or regional banks — especially those inside grocery stores or retail chains — may remain open. Examples include:
- TD Bank (select branches open in grocery store locations)
- Huntington Bank (some open branches depending on region)
- Independent credit unions (check your local CU website)
Because hours vary widely, it’s smart to call ahead or check the mobile app before making the trip.
What You Can Still Do While Banks Are Closed
Even though bank lobbies are closed, you can still handle most tasks online or at the ATM.
✅ ATM Access — You can deposit checks, withdraw cash, or check balances 24/7.
✅ Online & Mobile Banking — Send Zelle transfers, pay bills, or move money between accounts.
✅ Mobile Check Deposits — Upload your check using your phone; processing starts next business day.
✅ Customer Service — Many banks keep phone and chat support available even on holidays.
Pro tip: Any transaction made today (Nov 11) will usually process on the next business day, Wednesday, Nov 12, 2025.
What About the Stock Market?
Good news — the New York Stock Exchange (NYSE) and NASDAQ are open on Veterans Day. Financial markets continue to operate normally, so your investments, trades, and stock apps function as usual.
Is Mail Delivered Today?
No — USPS post offices are closed today, and there’s no regular mail delivery or pickup.
However, UPS and FedEx continue deliveries, so any packages from private carriers will still arrive.
Upcoming Federal Holidays That Affect Banks
Here’s a quick look at the remaining 2025 holidays when banks will close again:
| Date | Holiday | Day of Week |
|---|---|---|
| November 27 | Thanksgiving Day | Thursday |
| December 25 | Christmas Day | Thursday |
| January 1, 2026 | New Year’s Day | Thursday |
Mark these dates if you’re planning payments, wire transfers, or branch visits.
Final Thoughts
So, are banks open today?
No, most major banks are closed for Veterans Day 2025.
But don’t worry — online and mobile banking are fully operational, and ATMs are available everywhere.
If you need in-person help, just wait until tomorrow when regular hours resume. And while you’re at it, take a moment to thank a veteran — it’s their day.
Quick Recap:
- 🏦 Most banks are closed today (Nov 11, 2025).
- 💻 Online and mobile banking work normally.
- 📬 USPS closed; UPS/FedEx open.
- 💹 Stock markets are open.
