Apple Pay Requires an Update on this iPhone, How to Fix

Last Updated on Jun 15, 2020

Apple Pay is all in one solution to purchase essentials at retail stores, and other items, keeping up the security of its users. Its way better than choosing any local credit card or gift card quickly operates anywhere whether you want to make online purchases or offline. However, if your iPhone showing Apple Pay requires an Update on this iPhone, then Apple Pay won’t work until the iPhone is updated to the latest version. Ironically, this error message appears even though the iPhone is updated to the latest firmware.

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Apple has addressed this issue, the thing is, it is not yet a major problem, but if you are the one, with the problem, it needs to be fixed. You have two options to deal with this error, Reinstall the Update and Contact Apple Support. Try to reinstall the update, if that doesn’t work, then reach to the nearest Apple Store, to get it fixed.

Fix Apple Pay Requires an Update on this iPhone Error Message

Step 1: Back Up iPhone

As we have to reinstall the iOS, backing up the iPhone is the most essential thing; you should do it before going down to the next step. At least, you’ve your data safe if anything might go wrong.

From the beginning, Apple iOS and iPadOS can be backed up over iCloud and iTunes, you can choose any of them. However, with the air of reducing clutter, iTunes is been removed from macOS Catalina 10.15 or later, which makes it even easier to operate the iPhone from the Finder. If you are taking back up over macOS Catalina 10.15 then, definitely it’ll be fun.

How to Back Up iOS/iPadOS with iCloud

  1. To back up over iCloud, connect the iOS or iPadOS device to the Wi-Fi network.
  2. Open the Settings
  3. Tap on your name.
  4. Scroll down to the iCloud.
  5. Enable Backup and then, tap Back Up Now.
  6. Back Up progress bar will show you the status, leave the phone as it is until the backup completes.
  7. From the iCloud window (Step 4), locate the latest backup, and verify with the date and time.

How to Back Up iOS/iPadOS with Mac/PC

  1. Connect the iOS/iPadOS device to the PC/Mac using the lightning cable.
    • For macOS Cataline or later: Launch the Finder.
    • For the macOS Mojave or earlier and Windows PC: Launch the iTunes.
  2. If you are connecting the iPhone or iPad for the first time, a message may display asking you to Trust This Computer, tap Trust.
  3. Follow the on-screen instructions.
  4. Now select the iPhone or iPad from the Finder or iTunes from the left sidebar, and then click Back Up Now, from the main screen.

Step 2: How to Reinstall iOS/iPadOS to fix Apple Pay requires an update error

So now, you’ve backup the iOS, its time to reinstall the software.

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We are happy to help you! Follow the next Step if Your Solution is not in this article, Submit this form without Sign Up, We will revert back to you via Personal Mail. In Form, Please Use the Description field to Mention our reference Webpage URL which you visited and Describe your problem in detail if possible. We covered your iPhone 12, iPhone 12 Pro, iPhone 12 Mini, iPhone 12 Pro Max, iPhone 11 Pro, iPhone 11 Pro Max, iPhone 11, iPhone 8(Plus), iPhone 7(Plus), iPhone 6S(Plus), iPhone 6(Plus), iPhone SE, SE 2(2020), iPhone 5S, iPhone 5, iPad All Generation, iPad Pro All Models, MacOS Catalina or Earlier MacOS for iMac, Mac Mini, MacBook Pro, WatchOS 6 & Earlier on Apple Watch 6/5/4/3/2/1, Apple TV. You can also mention iOS/iPadOS/MacOS. To be Continued...

  1. Connect the iPhone to the PC using the lightning cable.
    • If you own macOS Catalina 10.15 or later, then open Finder.
    • If you own macOS Mojave 10.14 or earlier and Windows PC, then open iTunes.
  2. Tap Trust, when you are asked to Trust This Computer.
  3. From the Finder or iTunes, choose your iPhone/iPad.
    • Now in Finder, select the General
    • While in iTunes, click Summary.
  4. For Mac: Command+Click on Check for Update button.
  5. For Windows PC: Control+Click on Check for Update.
  6. The process may take a few minutes to complete, so let the reinstallation finishes, till then, don’t unplug the iPhone from PC.

Contact Apple

If you find the same Apple Pay requires an update message on iPhone or iPad, then take the device to the Apple Support, they will fix the issue.

Jaysukh Patel is the founder of howtoisolve. Also self Professional Developer, Techno lover mainly for iPhone, iPad, iPod Touch and iOS, Jaysukh is one of responsible person in his family. Contact On: [email protected] [OR] [email protected]

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