Likewise this year also Apple has introduced new members to the iPhone family, and unfortunately, the price of them will bring tears in your eyes. But still you have somehow managed to buy the new iPhone XS/ Max or iPhone XR, then you must think forward to protect the iPhone. For that, we are suggesting you go through insurance programs and warranty of iPhone XS/ XR.
Nowadays there are many carriers offering insurance programs and warranty, in return, you have to pay some money. Do you ever hear of AppleCare+? I assume you know what it is. So today in this post we are mentioning some of the best AppleCare+ alternatives for iPhone XS/ iPhone XR.
Recently Apple has started this AppleCare+ program which protects your money and iPhone from Theft and Loss and any other damage. This is a great opportunity for you to secure your iPhone XS/ iPhone XS Max/iPhone XR. We have listed third-party insurance providing companies that can offer you the same protection and repairs like AppleCare+.
If you select to buy an insurance program, then you have to pay monthly payment like we pay installments and if you want to get repair or replacement, then you have to pay the deductible. Varieties of the plan are available ranging from full replacement of device to the screen replacement.
In case your iPhone XS/ iPhone XR screen got damaged, and that device is not under cover of insurance plan then you have to pay $279(Out of Warranty). If you have AppleCare+, then screen replacement will cost you $29. Out of warranty devices do not cover theft and loss protection.
Let’s see insurance programs offered by other companies,
AppleCare+ v/s Carrier iPhone XS Insurance (iPhone XS Max/XR):
If you buy, the basic plan of AppleCare+ then it will cost you $199 which only covers accidental damage and extends the warranty. Alternatively, if you want theft and loss coverage, then you have to pay $299. Correspondingly carrier insurance programs are best for full coverage according to price, but you have to deal with third party processing and claims. And then in the AppleCare+ program simply you have to visit the Apple Store and get repaired your device at the end of the day. AppleCare+ have two payment options whether you can pay monthly or complete full payment once whereas carrier has offered monthly payment facility.
iPhone XS Insurance Alternatives
| iPhone XS Insurance & Warranty | Monthly Cost | 2-Year Price | Deductible/ Replacement | No. of Claims | Accidental | Los/ Theft |
|---|---|---|---|---|---|---|
| AppleCare+ | $9.99 | $199 | $99 Total/$29 Screen | 2 | Yes | No |
| AppleCare+ with Theft & Loss | $15 | $299 | $99 Total/$29 Screen/$269 Theft/Loss | 2 | Yes | Yes |
| Verizon | $13 | $312 | $199 Total/$29 Screen | 2 per 12 months | Yes | Yes |
| AT&T | $8.99 | $216 | Up to $299 Total/$89 Screen | 2 per 12 months | Yes | Yes |
| T-Mobile | $14-$15 | $336-$360 | $99 Accidental/$275 Loss & Theft | 2 per 12 months | Yes | Yes |
| Sprint | $19 | $336-$360 | $140 Total/$29 Screen/$275 Theft & Loss | 2 per 12 months | Yes | Yes |
iPhone XR Insurance Alternatives
| iPhone XS Insurance & Warranty | Monthly Cost | 2-Year Price | Deductible/ Replacement | No. of Claims | Accidental | Los/ Theft |
|---|---|---|---|---|---|---|
| AppleCare+ | $7.99 | $149 | $99 Total/$29 Screen | 2 | Yes | No |
| AppleCare+ with Theft & Loss | $12.99 | $249 | $99 Total/$29 Screen/$269 Theft/Loss | 2 | Yes | Yes |
| Verizon | $13 | $312 | $199 Total/$29 Screen | 2 per 12 months | Yes | Yes |
| AT&T | $8.99 | $216 | Up to $299 Total/$89 Screen | 2 per 12 months | Yes | Yes |
| T-Mobile | $14-$15 | $336-$360 | $99 Accidental/$275 Loss & Theft | 2 per 12 months | Yes | Yes |
| Sprint | $19 | $456 | $140 Total/$29 Screen/$275 Theft & Loss | 2 per 12 months | Yes | Yes |
AppleCare+ with Theft & Loss protection and AppleCare+ are the best insurance plan if you want instant repair and prefer to visit the Apple Store. Compare to Sprint, and T-Mobile AppleCare+ is cheaper.
AT&T and Verizon are suitable for theft, loss, and accidental damage because of its price.
Walkthrough
Don’t miss out we have amazing alternate insurance companies and cover plans that care your iPhone from lost, Damage at zero cost. Invest at the right time and get return without any loss in the future.
