Best Credit Card Readers For iPhone 15, 14 (Pro Max) of 2023

🗓️ November 4, 2023 By ✍️ Jaysukh patel

There is no doubt that the iPhone is the most loved phone in the world in terms of security, features, and secure payment. In today’s fast-paced world, accepting credit card payments with an iPhone has been important for every business to keep track of sales and financial transactions. If you are an entrepreneur or run a business, then you must include credit card readers to accept payments securely and hassle-free. 

In this article, we have listed the best Credit Card Reader Apps for iPhone that you must include to make your business easy. 

1. Square Point of Sale 

Square Point of Sale Credit Card Reader App for iPhone
Square Point of Sale 


Starting Pricefree
Cost per reader$0 to $49 
Transaction fees2.6% + 10¢
ConnectionBluetooth/ Wi-fi
Compatibility DevicesIPhone, iPad touch, iPod with iOS 14.1 or later.

Pros of using the Square Point of Sale app:

  • Track and manage sales in one place
  • Secure and contactless payments for iPhone
  • Seamless pickup and delivery

Square Point of Sale is a free app designed for businesses looking to sell anywhere. This app allows customers to make contactless and chip payments, including Apple Pay and EMV chip cards. You can easily manage and track invoices, customize your point of sale with photos and names, send receipts via email or text, apply discounts, and manage inventory in real time. You can also connect hardware like receipt printers and barcode scanners as your business needs. The best thing is it offers next-day transfers for fast access to your funds.

2. Revolut 

Revolut Credit Card Reader App for iPhone


Starting Price$9.99 per month
Cost per reader0.8% + 2p
Transaction fees2.5% for online payments, and 1.5% for offline payments 
ConnectionBluetooth/ Wi-fi
Compatibility DevicesiOS 13.0 or later.

Pros of using the Revolut app:

  • You can pay and receive in 25 currencies
  • It supports stock trading with amazing investment options
  • You can personalize your card design

Revolut is your one-stop destination to fulfill all financial needs. It allows you to pay with physical cards as well as virtual cards securely. It offers reliable exchange rates for international transactions, but additional fees may apply. With access to over 55,000 in-network ATMs worldwide, you can withdraw cash without fees. You can easily track your expenses and analyze them by linking the bank externally. It provides accounts for under 18 kids, custom designing of physical cards, and options for stock trading. You can send and receive over 25 currencies with ease and grow your savings with competitive APY rates.

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3. PayPal

PayPal Credit Card Reader App for iPhone


Starting Pricefree
Cost per reader$29
Transaction fees2.29% +$0.09 per transaction
ConnectionBluetooth/ Wi-fi
Compatibility DevicesRequires iOS 13.0 or later.

Pros of using the PayPal app:

  • It supports 24*7 fraud monitoring
  • Manage and get instant notifications of payments
  • Supports buying and selling of cryptocurrency  

PayPal provides a practical and safe platform to receive payment, give money to friends, and look into cashback offers from your favorite companies. You can easily track packages by connecting your Gmail account, and if necessary, you can manually add tracking details. Additionally, PayPal offers a “Pay in 4” option for authorized transactions ranging from $30 to $1500 for better budgeting. You can also access your PayPal balance with the PayPal debit card and manage traditional and digital assets in one location

4. Clover Go 

Clover Go Credit Card Reader App for iPhone
Clover Go 


Starting Price$49
Cost per reader14.95 per month 
Transaction fees2.6% + 10¢
ConnectionBluetooth/ Wi-fi
Compatibility DevicesiOS 13.0 or later

Pros of using the Clover Go app:

  • It shows open and closed orders in real-time
  • You can check employee performance
  • It supports offline payment

The Clover Go app has amazing features that allow you to customize discounts, tips, and tax rates to suit your business needs. You can accept payments by keying in card data, scanning cards via your mobile device’s camera, or simply Tapping Pay on your iPhone for contactless payments. You can send invoices through email, record checks and cash payments with ease. It supports monitoring real-time sales, popular items, employee performance, and more. The app’s offline mode ensures you never miss a sale, even without an internet connection. Plus, end-to-end encryption offers peace of mind by safeguarding customer data and your business. 

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5. QuickBooks GoPayment POS 

QuickBooks GoPayment POS Credit Card Reader App for iPhone
QuickBooks GoPayment POS


The device must be iOS 15.0 or later.$15 per month
Cost per reader2.5%
Transaction fees2.4%, plus a flat fee of $0.25 per transaction
ConnectionBluetooth/ Wi-fi
Compatibility DevicesDevice must be iOS 15.0 or later.

Pros of using QuickBooks GoPayment POS app:

  • It syncs transactions automatically with Quickbook
  • Easy to find inventory due to labels and images
  • It has Bluetooth, enables card reader for contactless payment

QuickBooks GoPayment is a handy, free mobile point-of-sale app for processing payments. You can safely accept chip and contactless debit and credit cards, as well as digital wallets like Apple Pay, Google Pay, and Samsung Pay, with a mobile card reader that is Bluetooth enabled. It allows you to accept any kind of payment—cash, checks, or cards—even without the reader and syncs transactions with QuickBooks automatically for simple bookkeeping. Finding transactions and inventory items is easier because it is synced with QuickBooks.

6. Pay anywhere

Pay anywhere Credit Card Reader App for iPhone
Pay anywhere


Starting Price$12.95 with no set-up cost
Cost per readerFrom $9.95
Transaction fees2.69% for swipe and 3.49% + $0.19 for keyed
ConnectionBluetooth/ Wi-fi
Compatibility DevicesThe device must be iOS 14.7 or later.

Pros of using the Payanywhere app:

  • Contactless payments using chips and magnetic stripes
  • You can send receipts to customers via email or text
  • Manage and track repeating invoices

The Payanywhere POS app supports a 2-in-1 or 3-in-1 credit card reader, catering to various payment methods. It accepts EMV chip cards, magstripe cards, and NFC contactless payments, including Apple Pay. You can track cash payments, personalize and send receipts, issue invoices with autopay options, manage refunds and voids, and even process transactions offline. It also assists in inventory management, stock tracking, and discount application. Moreover, it can also be customized with hardware like printers, cash drawers, and barcode scanners. You can choose between two payment themes, Terminal or Retail, depending on your transaction preferences. 

7. SumUp – Credit Card Reader 

SumUp Credit Card Reader App for iPhone


Starting Price$39
Cost per readerStarts from $39 to $199
Transaction fees2.75% 
ConnectionBluetooth/ Wi-fi
Compatibility DevicesThe device must be IOS 14.0 or later.

Pros of using the SumUp – Credit Card Reader app:

  • Simple and cardless payments for business
  • You can seamlessly organize your inventory
  • You can customize your invoices to give them a professional look
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The SumUp app is the easiest option to manage the business. You can accept payment from various options with SumUp, such as Apple Pay, Google Pay, and credit and debit cards. It also allows Configuring tipping options, sales tax rates, and refund processing, which is simple for users. It also allows customization of item catalogs, providing expedited and well-structured transactions. It also offers the flexibility of Payment Links to make cashless payments via a secure website and Invoices. Moreover, you can also create professional invoices for secure online payments without service fees.

Bottom Line

Above, we have listed the best credit card reader apps for iOS, highlighting the features and all important details. In the end, you must consider your actual requirements and budget first to make the most out of it. These apps are definitely a must-have for every business because they add convenience and security to the business. You may increase productivity, enhance customer satisfaction, manage your finances more effectively, and provide your clients with a flawless payment experience by using the appropriate iPhone credit card reader software.

Frequently Asked Questions (FAQ)

Q1. What is a business card reader?

A business card reader is basically a scanner app that scans the data from physical business cards and stores it in the content management system to easily access. It uses OCR technology to extract information like name, contact number, and email to utilize it for business lead management software and CMS.

Q2. Which card reader is best for a small business?

It totally depends on the small business’s requirements because every business has its unique needs. However, Square and PayPal are some of the popular choices, offering user-friendly, cost-effective solutions for in-person payments. On the other side, Shopify’s card reader is also a great choice for businesses with an online and in-person presence. You must consider factors like transaction fees, hardware costs, and integration capabilities while choosing the best card reader for your business. 

Q3. Are iPhone credit card readers safe?

Yes, iPhone credit card readers are safe to use as they use an encryption method to send the information to the Apple server, and the data is never saved on the device. You can use a tap to pay on your iPhone or use the camera to enter information for a secure transmission. 

Q4. Can I use my iPhone as a credit card reader?

Yes, you can use an iPhone as a credit card reader; for that, you must install payment apps like Square, Paypal, and Shopify to accept credit card payments from a card reader. 

 Q5. How do I connect a credit card reader to an iPhone?

1. To connect a credit card reader to an iPhone, follow these steps:
2. Get a compatible card reader device like Square or PayPal, and also download suitable apps from the app store.
3. Turn on your iPhone Bluetooth and open the app, and you will find a list of card readers.
4. Click on your card reader from the list and tap to connect.

Jaysukh Patel
Jaysukh Patel

Jaysukh Patel is the founder of howtoisolve. Also self Professional Developer, Techno lover mainly for iPhone, iPad, iPod Touch and iOS, Jaysukh is one of responsible person in his family. Contact On: [OR]

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