Best Bill Splitting Apps for iPhone in 2023 Faster Cost Splitter

🗓️ July 18, 2023 By ✍️ Jaysukh patel

We gathered an awesome collation of the Best bill Splitting Apps for iPhone, iPad, and Apple Watch users. These digital online payment tools are useful for Split expenses, including parties, social Costs, group holiday tours, outdoor dinner bills, roommates, and more. You guys try this sophisticated way to collect person-to-person or even group payments easily.

All listed Group payment Apps do work safely and securely. So let’s take a closer look and pick an app that fit your needs. This ideal collection will help collect money from your friends or groups and transfer it to your financial institution’s bank.

Genius Apps for Splitting Bills With Your Friends

Best Bill splitting Apps for iPhone, iPad Apple Watch

#1. Square Cash – Free Splitter

Square Cash money exchange app for iPhone iOS

Square cash is a free digital payment solution for personal and business (non-free) use across the United States. It is a combination of free and non-free features. I mean, for personal use you don’t need to pay. But yes, for goods and services transactions, it takes fees for the business account holder. Similarly, the standard deposit is free, while 1% charges for instant deposit.

At all, this is an excellent UI, reliable and fresh iOS app for personal use to exchange money with friends and family members. Square cash is easy to send money in iMessage and on the go money-sharing tool for Apple Watch, too.

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Download- install, set up your virtual card and try this P2P splitting app at restaurant bill, to pay landlord’s monthly rent and stay out of bank line.


Easy to create multiple cash accounts in a single app for personal and business.

Secure and accessible to payment with home button Touch ID or passcode.

Drawbacks – it doesn’t work international traveling and residing on aboard military base. Because, still Cash provides service in 50 states of the USA, apart from certain U.S territories.

#2. Venmo App – cool Splitter App for iOS

Venmo a cool spliting app for iPhone iMessage

Venmo App is an excellent app for splitting expenses between friends to friends. Free of cost finance organize app extraordinary for college students. You guys can send and receive money with your friend by name, phone number, email or even via @username. Does venom secure? Yes, it uses data encryption concept. Therefore, it keeps financial information much safe.

Super Splitting app to use as money sharing into a group at once.  Let’s split your next dinner bill, a birthday gift cost, road trip or even concert ticket purchase by Venmo. You must create a Venmo login account to use this app on your iPhone, iPad, and iPod touch running iOS 9.3 or later. Venmo money transfer is a service of PayPal, Inc.


Summon Siri and ask her to make payment to your recent transactions. There is multiple ways to pay such as credit/debit cards, bank account and via Venmo balance for onetime Payment.


iMessage group payment not available in Venmo.

#3. Tilt – Splitting App for new Generation

Tilt app for iPhone iPad

Get together party, Pizza party and more enjoyable in Spring break or weekend. But, what about the funding. Do you want to organize a crowd-funding party? You should try Tilt Split app to collect fund from a group. Easy to use as a charm, just set minimum amount and spread the word to receive money safe & secure way. App has a fantastic interface to check out who has paid. Yes, you must withdraw your funds within 1-2 business days.

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Debit card through Tilt is free; while you are chipping into tilt by credit card, then you will have to pay 3% to contributions processing fee. Receive money from Tilt directly to your bank checking account. In Tilt app, all transaction service is provided by Fifth third bank through WePay.

#4. Facebook Messenger: Compatibles with iPhone, Apple Watch

Yes, most popular social network FB messenger also has a feature to make payment as person-to-person and supports group payment as well. Easy to use and send dollars directly to your chatting thread.

Just you have verified FB account and verified card updated in Facebook records. Also, straightforward to send, receive and decline payment. It is also in trend through its new share location messenger feature. Now we can include messenger in Best Bill splitting Apps for iPhone

Furthermore, you can also add roommate app tab Splitting, Plates by Splitwise (calculate tax and tip, better for dinner bill split up to 10 guys) in your list as best bill splitting Apps for iPhone, iPad, and Apple Watch.

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Jaysukh Patel
Jaysukh Patel

Jaysukh Patel is the founder of howtoisolve. Also self Professional Developer, Techno lover mainly for iPhone, iPad, iPod Touch and iOS, Jaysukh is one of responsible person in his family. Contact On: [OR]